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Natural disasters are becoming more frequent and severe, leaving many property owners exposed.
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Standard insurance policies often fail to keep up with the complexity of modern disasters.
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Events like hurricanes, wildfires, floods, and earthquakes each cause distinct types of damage—and often reveal hidden coverage gaps.
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If you're unsure whether your property is adequately protected or how to handle a major insurance claim, Young Adjustment Company is here to help.
What Most Homeowners Don’t Realize About Their Insurance Coverage
A recent Washington Post analysis highlighted the rising intensity of storms and the increasing complexity of disaster-related insurance claims. But here's what most property owners miss:
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Flooding, storm surge, and rising water are not covered by standard homeowners' policies.
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Earthquakes, mudslides, and landslides also require additional policy endorsements.
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Market value vs. replacement cost confusion often leaves property owners severely underinsured.
If you're in a coastal, wildfire-prone, or earthquake zone, now is the time to review your policy and consider supplemental coverage.
Understanding Coverage Starts with the Right Advocate
Most policyholders aren’t aware they can hire a licensed public insurance adjuster to assist with home or business claims. Young Adjustment Company specializes in this service, representing only the property owner, never the insurance company.
We help ensure:
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Accurate policy interpretation
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Proper documentation of all structural and contents damage
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Timely preparation of proof-of-loss documentation
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Professional negotiation with the insurer on your behalf
What Is a Public Adjuster?
A public adjuster is an insurance expert licensed by the state to help you—not your insurer. Unlike insurance company adjusters, public adjusters are fully independent and solely committed to getting you the maximum settlement possible under your policy.
At Young Adjustment Company, we employ:
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Certified building damage specialists
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Contents documentation professionals
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Forensic accountants for complex business interruption losses
This team approach allows us to handle everything from single-family residential claims to multimillion-dollar commercial property losses.
Commercial & Residential Claims—Handled Nationwide
Young Adjustment Company serves a diverse client base across the country, including:
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Apartment complexes and condo associations
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Manufacturing facilities and warehouses
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Restaurants, retail spaces, and schools
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High-value residential homes
With strategically located offices, we respond rapidly across Pennsylvania, New Jersey, New York, and beyond—typically within hours.
Why Timing Matters in Natural Disaster Claims
After a major storm or fire, both you and your insurer face strict deadlines. Missed filing windows or insufficient documentation can result in delayed or denied claims.
Let Young Adjustment Company:
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Evaluate your coverage BEFORE a disaster
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Represent you from day one if damage occurs
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Prevent common claim mistakes and maximize recovery
Get Help Before You Need It
Whether you're reviewing your coverage or facing an urgent property damage claim, Young Adjustment Company is here 24/7.
Call us today at 800-345-8321
Visit youngadjustment.com to schedule a free consultation
Don’t leave your recovery to chance. Get the insurance settlement you deserve—with the nation’s most trusted public adjusting firm by your side.